Financing and power purchase agreements
A solar, storage or controls project should never wait on capital. ecojiva structures each project around the financing that fits your balance sheet, tax position and ownership horizon.
Four ways to pay for it
Cash purchase
Fastest payback and full ownership of the system and its savings. Best for owners with available capital and a long horizon at the site.
Loan or capital lease
Bank or specialty lenders that use the system as collateral; you own the system and its tax benefits while spreading cost over 7–15 years. Often cash-flow positive from day one.
Power purchase agreement (PPA)
ecojiva or a financing partner owns, operates and maintains the system and sells you power at a fixed rate with a modest annual escalator for 20–25 years. No capital outlay; ideal for schools, municipalities and nonprofits. ecojiva's St. Johns Public Schools portfolio operates this way.
C-PACE
Long-term (20–30 year) financing repaid through a property assessment, available in most of the states we serve. Transfers with the property and can cover 100% of cost.
Shared savings for ecoSEMS
Controls-only deployments can be structured so the platform is paid from the demand charges it eliminates, with savings measured monthly against a baseline.
Program applications
ecojiva's in-house team prepares and files the utility and public program applications your project qualifies for.
Which structure fits?
| Your situation | Usually best |
|---|---|
| Taxable business, healthy cash flow | Cash or loan: full ownership |
| Taxable business, capital committed elsewhere | C-PACE or capital lease |
| School, municipality, nonprofit | PPA, or direct ownership with elective pay |
| Leased facility | PPA or shared-savings ecoSEMS; landlord C-PACE |
| Uncertain about solar, sure about demand charges | Start with ecoSEMS on shared savings; add storage and solar from the model |
